Health insurance for students

Everyone living in the Netherlands is obliged to have basic health insurance, otherwise they risk a fine. International students can usually keep their insurance from home, if it covers them being abroad, or use the European Health Insurance Card (for EU, EEA and Swiss citizens). But it’s important to note that if you have a (part-time) job next to your studies, or are doing an internship where you earn at least the Dutch minimum wage, you need to take out a Dutch health insurance, even if you’re covered elsewhere.

More information about health insurance

Read more about health insurance here, but note that as an international student, you don’t need Dutch health insurance, unless you’re also working. Learn more about health insurance for students and what to do if you get a letter from the Dutch government organisation Zorginstituut Nederland.

Liability insurance

Liability insurance is generally strongly recommended if you live in the Netherlands, and at several universities, it’s actually mandatory for non-EU/EEA students who apply for a residence permit through them. Liability insurance covers the costs if you accidentally damage the property of others, or cause an accident. There are many liability insurance packages offered by all big insurance companies.

Choosing insurance

As a newcomer to the Amsterdam Area, it can be tricky to know where to start when it comes to looking for insurance. Studenten Verzekeringen is an independent comparison website, helping students choose a variety of insurance types and policies.

Learn more about insurances in the Netherlands.